Bridge lending, with an entrepreneurial edge.
An institutional capital structure paired with the underwriting flexibility and creative structuring of an entrepreneurial lending team.
High Peaks Capital Credit Partners is the direct bridge lending affiliate of the High Peaks Capital platform. We originate transitional bridge loans on multifamily and commercial real estate nationwide, backed by institutional capital and underwritten by a principal team with deep operating and capital markets experience.
Derek Carroll is the founder of High Peaks Capital, a commercial real estate platform spanning bridge lending, investment sales advisory, and principal investments. Over more than fifteen years in the industry, Derek has been involved in billions of dollars in transactions across capital markets, bridge lending, underwriting, and principal investing.
Derek began his career in institutional capital markets at NorthMarq, where he advised owners and developers on debt and equity placement across the property spectrum. He launched High Peaks Capital to build a platform that combines institutional underwriting discipline with the hands-on operating perspective of a principal.
Beyond his capital markets background, Derek has personally led more than fifty value-add and ground-up development projects as general contractor and principal. That operating experience informs every loan underwritten, every property sold, and every investment made through the platform.
Derek holds a Bachelor of Science in Applied Economics and Management from Cornell University. He is licensed as a New York real estate broker, and holds FINRA Series 82 and Series 63 registrations.
Cornell University
NY Commercial Mortgage Broker
50+ self-managed projects
High Peaks Capital operates as three integrated affiliates, each focused on a distinct service line within commercial real estate. Each affiliate operates independently within its discipline. The platform structure provides clients access to capital markets, transaction, and principal expertise developed across billions of dollars in transaction volume.
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High Peaks Capital Credit Partners
Bridge lending on multifamily and commercial properties, $5M to $50M, nationwide.
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High Peaks Capital Advisors
Investment sales brokerage focused on multifamily and industrial properties in Upstate New York and Central Florida.
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High Peaks Capital Investment Partners
Principal investments, including direct equity, general partner positions, and ground-up development.
Three things
differentiate how
we underwrite.
- We underwrite as operatorsEvery loan is reviewed by a principal team that has personally built, repositioned, and operated commercial real estate.
- We size to the business planOur structures are built around the sponsor's actual execution plan — interest reserves, future funding, and exit triggers calibrated to the deal in front of us.
- We are honest earlyIf a deal does not work for us, we say so quickly. Sponsors don't waste cycles chasing terms we cannot deliver.
We respond within 48 hours.
Send us the basics — asset, sponsor, loan request, timing — and we'll come back with terms or honest feedback.
Submit a Deal