Accredited Investors Only

Real Estate
Private Credit

High Peaks Capital manages institutional-quality commercial real estate debt strategies designed to deliver consistent current income and capital preservation for accredited investors.

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Our Strategy

Commercial Real Estate Debt Fund

High Peaks Capital manages a real estate private credit fund focused on originating and acquiring senior secured, first mortgage bridge loans on commercial real estate assets across the United States. The fund targets short-duration, floating-rate debt secured by stabilized and transitional properties.

Our strategy is rooted in disciplined underwriting, deep market relationships, and a rigorous asset selection process built over a decade of capital markets experience. By lending against real assets at conservative loan-to-value ratios, we prioritize capital preservation while generating attractive risk-adjusted returns.

The fund is structured to provide investors with regular current income distributions, a predictable cash flow profile, and low correlation to public market volatility—making it a compelling complement to traditional fixed income allocations.

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Asset Class

Commercial Real Estate — Multifamily, Mixed-Use, Industrial, Office, Retail, Hospitality
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Loan Type

Senior Secured First Mortgage Bridge Loans
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Loan Size

Up to $50 Million per Transaction
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Geography

Nationwide — Focused on Primary & Secondary Markets
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Eligibility

Accredited Investors Only

Investment Rationale

Why Real Estate Private Credit?

Senior Secured Position

All loans are first mortgage positions, giving investors the highest priority claim on underlying real estate collateral.

Current Income

The fund targets regular income distributions sourced from interest payments on a diversified portfolio of performing loans.

Low Correlation

Real estate private credit returns are largely uncorrelated to public equity and bond markets, providing true portfolio diversification.

Capital Preservation

Short loan durations and conservative loan-to-value underwriting provide a meaningful margin of safety on every investment.

How to Invest

Investment Structures

We offer multiple structures to accommodate different investor objectives, liquidity preferences, and portfolio sizes.

Structure 01

Open-End Fund

Our flagship pooled fund provides accredited investors with diversified exposure to a portfolio of senior secured commercial real estate bridge loans. The fund accepts subscriptions on a periodic basis, with distributions paid from current loan interest income.

  • Diversified loan portfolio
  • regular income distributions
  • Professional portfolio management
  • Lower minimum investment
  • Accredited investors only

Structure 02

Direct Co-Investment

For investors seeking direct loan-level participation, we offer co-investment opportunities alongside the fund on select transactions. Co-investors benefit from full transparency into the underlying loan, the borrower, and the collateral securing each investment.

  • Single-asset transparency
  • Deal-by-deal selection
  • First mortgage position
  • Higher minimum investment
  • Accredited investors only

Structure 03

Separately Managed Account

Qualified institutions may access our strategy through a customized separately managed account (SMA). SMAs allow for bespoke investment guidelines, preferred property types, geography, or LTV parameters tailored to your specific mandate.

  • Fully customized portfolio
  • Dedicated account management
  • Tailored guidelines & parameters
  • Institutional minimums apply
  • Institutional investors only

Loan-to-Value

Up to 75%

Conservative underwriting

Loan Duration

6–36 Months

Short-term bridge loans

Distributions

Regular

Current income focus

Investor Eligibility

Accredited

Qualified investors only

Derek Carroll – Principal, High Peaks Capital

Derek Carroll

Principal

Portfolio Management

Experienced Leadership

High Peaks Capital is led by Derek Carroll, a real estate capital markets veteran with over a decade of experience structuring and executing transactions across billions of dollars in deal volume.

Prior to founding High Peaks Capital, Mr. Carroll was an award-winning producer at NorthMarq Capital, one of the largest privately held capital advisory firms in the country. He holds a degree in Applied Economics and Management from Cornell University with concentrations in finance and real estate.

Mr. Carroll is a licensed real estate broker in New York and holds Series 63 and Series 82 registrations with FINRA. Securities are offered through Stonehaven, LLC – Member FINRA/SIPC.

Ready to Learn More?

Contact us to receive our investment memorandum or to schedule a call with our team. All investments are available to accredited investors only. This is not an offer or solicitation.

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Important Disclosure: This page does not constitute an offer to sell or a solicitation of an offer to buy any securities. Investments in private placements involve a high degree of risk and may result in a partial or total loss of principal. Private placements are generally illiquid. Past performance is not indicative of future results. Investors should consult with their investment, legal, and tax advisors. Securities offered through Stonehaven, LLC – Member FINRA/SIPC.